If you decide you want to keep your Medicare plan and change companies, or change the plan itself, there are specific times when you can or cannot do so.

Explore the different options you have depending on which situation applies to you.

Switching to a New Medicare Supplement Plan

If you want to switch to a new Medicare Supplement plan from the one you have now, you can do so at any time throughout the year.

Be aware that if you switch from one plan to another, you may have to answer health questions for the new plan and you're not guaranteed to get that coverage.*

Switching to a New Medicare Advantage Plan

You can only make this switch during the Annual Election Period that takes place from October 15th to December 7th each year.

In some circumstances, there are exceptions to this. In those cases, you can switch to a new Medicare Advantage plan during a Special Enrollment Period.

Switching to a New Prescription Drug Plan

If you want to switch to a new Prescription Drug plan from the one you have now, you can only make that change during the Annual Election Period from October 15th to December 7th every year.

In some circumstances, there are exceptions. In those cases, you can switch to a new Prescription Drug plan during a Special Enrollment Period.

Special Enrollment Period

The Special Enrollment Period allows you to switch to a new Medicare Advantage and/or Prescription Drug plan outside of the October 15th to December 7th Annual Enrollment Period.

These circumstances might include changing where you live or losing your current coverage that allows you to switch Prescription Drug plans outside of the Annual Election Period.

Head to Medicare.gov for a more detailed list.